Best iPhones Under 20000 UAH in 2026
July 8, 2026
iPhone under 20000 UAH in 2026 is no longer only about old models that are bought "just so it works". With this budget, you can find a decent smartphone for calls, messengers, photos, videos, social media, studying, work, and even games. The main thing is not to chase only the lowest price, but to look at the condition, storage, battery, camera, and how long the model will still be comfortable to use.
In this article, we will look at the best iPhones under 20000 UAH that are worth considering in 2026. No complicated technical terms and no unnecessary hype - just a simple explanation of which models suit different users, what to pay attention to before buying, and where it is better not to save money.

1. Apple iPhone 12 Pro Max
Apple iPhone 12 Pro Max is a large iPhone for those who need a convenient screen, a good camera, and stable everyday performance. It is comfortable for watching videos, reading, working with documents, chatting in messengers, and using social media.
The model will also suit those who often take photos or shoot videos. It has a large OLED screen, a triple camera, Face ID, 5G support, Apple Pay, and MagSafe. This is a good option if you specifically want a larger iPhone within a budget of up to 20000 UAH.
Specifications:
RAM: 6 GB
Screen diagonal: 6.7 inches
Matrix type: OLED
Main camera: 12 MP + 12 MP + 12 MP
Front camera: 12 MP
Processor: Apple A14 Bionic
Battery capacity: 3687 mAh
Protection: IP68
Biometrics: Face ID
Weight: 226 g
Advantages:
Large screen for videos, work, and social media
OLED matrix with good brightness and detail
Triple camera works well for photos and videos
There is a telephoto lens for zoom shooting
Supports 5G, Apple Pay, and MagSafe
A good option for those who like large smartphones

2. Apple iPhone 14
Apple iPhone 14 is a convenient iPhone for daily use, photos, videos, social media, and work. It is not too large, fits well in the hand, and quickly handles common tasks.
The model will suit those who want a newer iPhone with a good camera, a quality OLED screen, and support for modern Apple features. It has 5G, Face ID, Apple Pay, MagSafe, as well as useful safety features such as Crash Detection.
Specifications:
RAM: 6 GB
Screen diagonal: 6.1 inches
Matrix type: OLED
Main camera: 12 MP + 12 MP
Front camera: 12 MP
Processor: Apple A15 Bionic
Battery capacity: 3279 mAh
Protection: IP68
Biometrics: Face ID
Weight: 172 g
Advantages:
Convenient size for daily use
Quality OLED screen for videos, photos, and social media
The camera is well suited for photos and video recording
There is Cinematic mode and improved video stabilization
Supports 5G, Apple Pay, and MagSafe
Includes Crash Detection for additional safety

3. Apple iPhone 13
Apple iPhone 13 is a simple and reliable option for daily use. It is suitable for calls, messengers, photos, videos, social media, studying, and work.
The model has a comfortable size, a good OLED screen, and a fast processor. This is a good choice for those who want an iPhone without overpaying, but with a decent performance reserve.
Specifications:
RAM: 4 GB
Screen diagonal: 6.1 inches
Matrix type: OLED
Main camera: 12 MP + 12 MP
Front camera: 12 MP
Processor: Apple A15 Bionic
Battery capacity: 3240 mAh
Protection: IP68
Biometrics: Face ID
Weight: 174 g
Advantages:
Convenient size for the hand and pocket
OLED screen works well for videos and social media
The camera handles photos and videos well enough
There is Night mode and Cinematic mode for video
Supports 5G, Apple Pay, and MagSafe
A good option for work, studying, and daily tasks

4. Apple iPhone 14 Plus
Apple iPhone 14 Plus is a large iPhone for those who like a bigger screen. It is convenient for watching videos, reading, working with documents, scrolling through social media, and gaming.
The model will suit those who need not a compact smartphone, but specifically a comfortable large one. It has an OLED screen, a good camera, a powerful processor, Face ID, 5G, Apple Pay, and MagSafe.
Specifications:
RAM: 6 GB
Screen diagonal: 6.7 inches
Matrix type: OLED
Main camera: 12 MP + 12 MP
Front camera: 12 MP
Processor: Apple A15 Bionic
Battery capacity: 4323 mAh
Protection: IP68
Biometrics: Face ID
Weight: 203 g
Advantages:
Large screen for videos, reading, and work
OLED matrix with good brightness
Good battery for active use
The camera is suitable for photos, videos, and social media
There is Action mode for smoother video
Supports 5G, Apple Pay, and MagSafe

5. Apple iPhone SE 2020
Apple iPhone SE 2020 is a compact iPhone for those who need a simple smartphone without a large screen. It is comfortable to hold in the hand, carry in a pocket, and use for calls, messengers, email, and social media.
The model will suit those who are used to the Home button and Touch ID. This is a good option for basic use if you do not need a large display or several cameras.
Specifications:
RAM: 3 GB
Screen diagonal: 4.7 inches
Matrix type: IPS
Main camera: 12 MP
Front camera: 7 MP
Processor: Apple A13 Bionic
Battery capacity: 1828 mAh
Protection: IP67
Biometrics: Touch ID
Weight: 148 g
Advantages:
Compact body for daily use
Convenient Home button with Touch ID
Suitable for calls, messengers, and social media
The camera handles simple photos well enough
There is Apple Pay
Supports wired and wireless charging

6. Apple iPhone 12
Apple iPhone 12 is a good option for those who want a more modern look, an OLED screen, and 5G support. It is not too large, but the screen is already comfortable for videos, social media, photos, and everyday tasks.
The model is suitable for work, studying, communication, navigation, and taking photos. It has Face ID, a dual camera, MagSafe, and fast performance in most common apps.
Specifications:
RAM: 4 GB
Screen diagonal: 6.1 inches
Matrix type: OLED
Main camera: 12 MP + 12 MP
Front camera: 12 MP
Processor: Apple A14 Bionic
Battery capacity: 2815 mAh
Protection: IP68
Biometrics: Face ID
Weight: 162 g
Advantages:
Quality OLED screen for videos and social media
Convenient size for daily use
Dual camera is suitable for photos and videos
There is Night mode for shooting in low light
Supports 5G, Apple Pay, and MagSafe
A good option for the money

7. Apple iPhone SE 2022
Apple iPhone SE 2022 is a compact iPhone for those who want a small smartphone, but with a more powerful processor. It is well suited for calls, messengers, email, banking apps, social media, and basic work.
The model keeps the classic format with the Home button and Touch ID. This is a convenient choice for those who do not need a large screen, but care about fast performance and 5G support.
Specifications:
RAM: 4 GB
Screen diagonal: 4.7 inches
Matrix type: IPS
Main camera: 12 MP
Front camera: 7 MP
Processor: Apple A15 Bionic
Battery capacity: 2018 mAh
Protection: IP67
Biometrics: Touch ID
Weight: 144 g
Advantages:
Compact size for one-handed use
Fast Apple A15 Bionic processor
Convenient Touch ID for unlocking
Suitable for daily tasks without extra complexity
Has 5G and Apple Pay support
Supports fast and wireless charging

8. Apple iPhone 13 Mini
Apple iPhone 13 Mini is a compact iPhone for those who do not like large smartphones. It is easy to hold with one hand, carry in a pocket, and use every day without feeling that the phone is too big.
The model is suitable for calls, messengers, photos, videos, social media, navigation, and work. It has a quality OLED screen, a fast processor, Face ID, 5G support, Apple Pay, and MagSafe.
Specifications:
RAM: 4 GB
Screen diagonal: 5.4 inches
Matrix type: OLED
Main camera: 12 MP + 12 MP
Front camera: 12 MP
Processor: Apple A15 Bionic
Battery capacity: 2438 mAh
Protection: IP68
Biometrics: Face ID
Weight: 141 g
Advantages:
Compact size for one-handed use
Quality OLED screen for videos and social media
Fast Apple A15 Bionic processor
Dual camera is suitable for photos and videos
There is Night mode and Cinematic mode for video
Supports 5G, Apple Pay, and MagSafe

9. Apple iPhone 12 Pro
Apple iPhone 12 Pro is an iPhone for those who want not just a basic model, but a version with a better camera and a more premium body. It is suitable for photos, videos, work, social media, and daily use.
The model has a convenient size, an OLED screen, a triple camera, Face ID, and 5G support. This is a good option if you want a Pro model without overpaying for newer generations.
Specifications:
RAM: 6 GB
Screen diagonal: 6.1 inches
Matrix type: OLED
Main camera: 12 MP + 12 MP + 12 MP
Front camera: 12 MP
Processor: Apple A14 Bionic
Battery capacity: 2815 mAh
Protection: IP68
Biometrics: Face ID
Weight: 187 g
Advantages:
Triple camera for photos, videos, and zoom shooting
OLED screen with good brightness and detail
There is a telephoto lens for portraits and close-up shots
Suitable for 4K video and everyday shooting
Supports 5G, Apple Pay, and MagSafe
A good choice for those who want a Pro version at a lower price

10. Apple iPhone 13 Pro
Apple iPhone 13 Pro is a more powerful iPhone for those who often take photos, shoot videos, or simply want a smoother screen. It is well suited for social media, work, games, content, and active daily use.
The model has an OLED screen with a 120 Hz refresh rate, a triple camera, Face ID, 5G support, Apple Pay, and MagSafe. This is an option for those who care about the camera, speed, and the feeling of a more premium smartphone.
Specifications:
RAM: 6 GB
Screen diagonal: 6.1 inches
Matrix type: OLED
Refresh rate: 120 Hz
Main camera: 12 MP + 12 MP + 12 MP
Front camera: 12 MP
Processor: Apple A15 Bionic
Battery capacity: 3095 mAh
Protection: IP68
Biometrics: Face ID
Weight: 204 g
Advantages:
Smooth OLED screen with a 120 Hz refresh rate
Triple camera for photos, videos, and portraits
There is a telephoto lens for zoom shooting
Works well for video, social media, and content
Fast Apple A15 Bionic processor
Supports 5G, Apple Pay, and MagSafe

11. Apple iPhone 13 Pro Max
Apple iPhone 13 Pro Max is a large and powerful iPhone for those who want maximum comfort in daily use. It is comfortable for watching videos, working with documents, reading, gaming, scrolling through social media, and creating content.
The model will suit those who need a large screen, a strong camera, and good battery life. It has a smooth 120 Hz OLED screen, a triple camera, Face ID, 5G support, Apple Pay, and MagSafe.
Specifications:
RAM: 6 GB
Screen diagonal: 6.7 inches
Matrix type: OLED
Refresh rate: 120 Hz
Main camera: 12 MP + 12 MP + 12 MP
Front camera: 12 MP
Processor: Apple A15 Bionic
Battery capacity: 4352 mAh
Protection: IP68
Biometrics: Face ID
Weight: 240 g
Advantages:
Large screen for videos, work, and social media
Smooth image thanks to the 120 Hz refresh rate
Triple camera for photos, videos, and portraits
There is a telephoto lens for zoom shooting
Good battery life for an active day
Supports 5G, Apple Pay, and MagSafe
Conclusion
iPhone under 20000 UAH in 2026 is a reasonable option if you want an Apple smartphone without a large overpayment. In this budget, you can find both compact models for simple daily tasks and larger iPhones with a good screen, camera, and 5G support.
If you need a small smartphone, it is worth looking at the iPhone SE or iPhone 13 Mini. For more universal use, the iPhone 12, iPhone 13, or iPhone 14 will work well. And if you want a large screen, a better camera, and more comfort for videos, photos, and work, you can consider Pro or Pro Max models.
Before buying, it is better to pay attention not only to the model, but also to the device condition, battery, warranty, package contents, and return terms. This makes it easier to choose an iPhone that will be convenient specifically for your tasks and will not disappoint after a few days of use.